How to protect yourself from a bogus injury claim it’s important to remember that a worker’s compensation claim is about an individual getting their life back on track. Many real workers’ compensation claims have been filed by people who have been severely injured at work – and sometimes it can be difficult to tell if someone is fitting in a little bit of padding so they can get a payout from their employer. In order to protect yourself, you should always investigate anyone claiming injury has occurred as the result of the job. In this article, we’re going to look at some of those warning signs.
The following are 7 ways plumber injured in an accident at work …etc.
1) They cut corners everywhere possible
One way a victim or a claimant may seek to increase their compensation is by making claims that they were exposed to hazardous conditions. Sometimes, this can simply be a case of wearing older safety equipment or not using it at all and sometimes it could involve refusing to work in an area in which the claimant thinks there is a safety risk.
2) They’re in too good a mood when the injury occurred
When someone gets injured on the job, they’ll often experience two different emotions: pain and depression. The problem with some false claimants is that they fail to exhibit either of these emotions after their accident even though they claim to have experienced such great pain when it happened. Claimants who are trying to fake injuries will usually find ways of making those negative feelings. If you see someone acting excessively positive after they were involved in a workplace injury, it may suggest that something is off.
3) You notice them trying to change the story over time
It’s important to remember that false claimants will often tell their employers or insurance company everything about their injuries up front. But as time goes on and they realize what kind of evidence you’ve gathered against them, they’ll begin to make more and more efforts to conceal the truth by telling different stories. If you start noticing someone changing his story frequently and still denying any wrongdoing after you present them with substantial evidence, it can be a sign of fraud.
4) They keep asking for money every day without receiving treatment
Another thing that can tip you off that an individual is faking an injury is if they keep asking for money without submitting to any form of treatment. Many people who are in pain immediately try to schedule a doctors’ appointment right away so they can receive the necessary care and start on a path to recovery as soon as possible. Claimants who refuse medical attention may be faking their injuries so they can get you to pay them without ever going through with anything at all.
5) They have a history of filing claims that never go anywhere
In addition, some claimants will file insurance claims as a way of helping them financially. But those claims will later be denied by the company. When this happens, those individuals may decide to take you to court. Rather than give up entirely on seeking financial assistance from some other source. This type of claimant may try to justify filing frivolous lawsuits. By suggesting that he or she was injured .but the court simply didn’t recognize it.
6) They have a history of litigation
It’s also important to take into account an individual’s history with regard to litigation. If you see someone has been involved in many lawsuits before. There is a possibility that they’ll sue you for any number of reasons after they were injured at work. For this reason, you should always avoid hiring anyone who has a reputation for being litigious. Even if the person doesn’t have any sort of record for filing fraudulent injury claims.
7) They ask too many questions about your insurance policy
Finally, there are some insurance claim investigators. Who will tell you that one of the first signs of fraud is an individual who asks too many questions about your insurance policy. Claimants will often try to learn as much as possible about your company. Its insurance plan and how workers’ compensation works in general. So that they can make certain their stories match up with what you’ve already told them. If someone seems overly interested in learning about all of these things. It could be a sign that you’re dealing with a potential claimant who is trying to game the system.
Even though workers’ compensation fraud is a very real problem. That costs insurance companies millions of dollars each year. There are many steps you can take to ensure you’re not going to fall victim to this type of crime. If someone has been in an injury at your workplace and you notice a few of the signs listed above. It may be a good idea to keep an eye on them. As they go through the process of filing their claim. You may also want to bring in some sort of independent investigator. Who will collect evidence against the claimant without tipping him or her off before you actually make any accusations? It’s important for employers everywhere to understand how these types of criminals operate. So they can stop them from stealing money away from honest business owners everywhere.