The Top 10 Boat Insurance Companies in the U.S.

There are a lot of different boat insurance companies out there, so it can be hard to know which one is the best for you.

To help you out, we’ve put together a list of the top 10 boat insurance companies in the United States.

1. GEICO

2. Progressive

3. Boat US

4. SafeCo

5. Nationwide

6. USAA

7. Travelers

8. The Hartford

9. AIG

10. CSA Travel Protection

Top Ten Reviews has reviewed the Best Boat Insurance Companies of 2018 so that we’re able to offer you the authoritative buying advice you expect. To ensure our recommendations are kept up-to-date, we regularly review and revise them as necessary. Our current top pick is GEICO because it offers comprehensive coverage at an affordable price.

When you’re ready to compare boat insurance companies, make sure to use our quote tool found at the top of this page. It’s the best way to get personalized coverage recommendations and compare rates from multiple insurers.

What is Boat Insurance?

Boat insurance is a type of insurance that helps protect your boat in the event of an accident, theft, or other covered incident. Much like car insurance, boat insurance can help pay for repairs or replacement costs if your vessel is damaged or destroyed. It can also provide liability coverage in the event that you are sued for damages caused by your boat.

Most boat insurance policies will cover hull damage, engine damage, personal belongings onboard the vessel, medical payments, and more. You can also purchase additional coverage for things like towing and emergency service, protection from uninsured boaters, and more.

When shopping for boat insurance, it’s important to compare quotes from multiple insurers to find the best coverage at the best price. Make sure to read the fine print of any policy you’re considering so that you understand what is and is not covered.

What Does Boat Insurance Cost?

The cost of boat insurance depends on a variety of factors, including the type of vessel you have, its age and value, where you keep it docked, and more. In general, though, you can expect to pay anywhere from a few hundred dollars to a few thousand dollars per year for boat insurance.

How We Found the Best Boat Insurance Companies

To find the best boat insurance companies, we started by looking at the largest insurers that offer coverage in all 50 states. We then narrowed our list down to those that had the most comprehensive coverage options and the most affordable rates. Finally, we took into account customer satisfaction ratings from J.D. Power and other third-party rating organizations.

FAQs:

1. What is boat insurance?

Boat insurance is a type of insurance that helps protect your boat in the event of an accident, theft, or other covered incident.

2. How much does boat insurance cost?

The cost of boat insurance depends on a variety of factors, including the type of vessel you have, its age and value, where you keep it docked, and more. In general, though, you can expect to pay anywhere from a few hundred dollars to a few thousand dollars per year for boat insurance.

3. What does boat insurance cover?

Most boat insurance policies will cover hull damage, engine damage, personal belongings onboard the vessel, medical payments, and more. You can also purchase additional coverage for things like towing and emergency service, protection from uninsured boaters, and more.

4. Who offers boat insurance?

There are a number of boat insurance companies out there, including GEICO, Progressive, Boat US, SafeCo, Nationwide, USAA, Travelers, The Hartford, AIG, and CSA Travel Protection.

5. How do I get boat insurance?

You can get boat insurance by shopping around and comparing quotes from multiple insurers. Make sure to read the fine print of any policy you’re considering so that you understand what is and is not covered.

Conclusion:

GEICO is our top pick for boat insurance because it offers comprehensive coverage at an affordable price. When you’re ready to compare quotes from multiple insurers, make sure to use our quote tool found at the top of this page. It’s the best way to get personalized coverage recommendations and find the best rates.