13 Steps to Getting the Cheapest Car Insurance Quote Possible 


The following is a guide on how to get the cheapest car insurance quote possible.

By following these steps, you can be sure to save yourself both time and money.

1) Know what coverage you need:

The first step to getting the cheapest car insurance quote possible is to know what coverage you need. There is no point in paying for coverage that you will never use. Make a list of the coverages that are important to you and shop around for quotes based on those coverages.

2) Compare quotes:

Once you know what coverages you need, it is time to start comparison shopping. Get quotes from multiple insurers and compare them side-by-side. Be sure to compare apples to apples, however, as some insurers may offer different coverage options.

3) Ask about discounts:

Most insurers offer a variety of discounts that can save you money on your premium. Be sure to ask about any discounts for which you may be eligible. Some discounts are available automatically, while others may require you to take specific actions, such as installing an anti-theft device in your car.

4) Consider raising your deductible:

If you are willing to pay more out-of-pocket in the event of an accident, you may be able to lower your premium by opting for a higher deductible. This is something to consider carefully, however, as a high deductible could leave you financially strained if you are involved in a serious accident.

5) Bundle your policies:

If you have multiple insurance policies with the same insurer, you may be eligible for a discount. This is known as bundling and can be a great way to save money on your overall premium.

6) Pay annually:

If you are able to pay your premium in one lump sum, you may be able to get a discount. This is because insurers often charge a processing fee for monthly payments.

7) Drive safely:

The best way to keep your premium low is to avoid accidents and traffic violations. If you have a clean driving record, insurers will view you as less of a risk and will offer lower premiums in return.

8) Shop around:

Even if you are happy with your current insurer, it is always a good idea to shop around for new quotes every year. Insurance rates can change significantly from one year to the next, so you may be able to find a better deal by switching insurers.

9) Be prepared to haggle:

When it comes to getting the cheapest car insurance quote possible, never accept the first offer. Insurers are almost always willing to negotiate, so be prepared to haggle in order to get the best possible rate.

10) Know when to walk away:

There will be times when an insurer is simply not willing to budge on price. If this happens, know when to walk away and look for a better deal elsewhere.

11) Don’t sacrifice coverage:

While it is important to get the cheapest car insurance quote possible, it is also important to make sure that you are not sacrificing coverage in the process. Be sure to read the fine print of any policy before you agree to it.

12) Use an online comparison tool:

There are a variety of online comparison tools that can help you compare quotes from multiple insurers. Using one of these tools is a great way to save time and ensure that you are getting the best possible rate.

13) Get quotes from multiple insurers:

The final step to getting the cheapest car insurance quote possible is to get quotes from multiple insurers. By doing this, you will be able to compare rates and find the policy that is right for you.


When it comes to car insurance, there are a number of things that you can do to get the cheapest quote possible. However, it is important to remember that cheap does not always mean best. Be sure to compare quotes from multiple insurers and compare them side-by-side in order to find the policy that is right for you. Also, be sure to ask about discounts and bundling opportunities in order to save even more money on your premium.